Former Royal Mint Executives Launch Goldwise to Digitize Physical Precious Metals Investing

A new UK fintech, Goldwise, has launched a digital trading platform aimed at modernizing access to physical precious metals, offering investors a more flexible and accessible way to buy and manage gold, silver, platinum, and palladium.

Founded by former executives of The Royal Mint—Jatin Patel and Gareth Tucker—the company seeks to address long-standing inefficiencies in the traditional bullion market. The founders previously led the transformation of the Royal Mint’s precious metals division, where they helped scale operations and launch a gold-backed exchange-traded product.

Goldwise enters a market where investors have typically faced a trade-off between convenience and ownership. While financial instruments such as ETFs offer exposure to gold prices, they do not provide direct ownership of physical assets. On the other hand, traditional bullion dealers often require large minimum purchases and involve complex, outdated buying processes with high markups.

The Goldwise platform is designed to bridge this gap by enabling fractional ownership of investment-grade metals through a mobile-first experience. Users can invest from as little as £5, with access to London Bullion Market Association-approved bars, alongside features such as 24/7 trading, conditional orders, and real-time portfolio tracking.

At the core of the platform is the proprietary “Goldwise Engine,” which manages the full investment lifecycle—from onboarding and pricing to custody and recordkeeping—by connecting directly to global precious metals markets. The infrastructure supports both retail users and institutional integrations.

To ensure security, customer assets are stored in insured, audited vaults in key financial hubs including London, Zurich, and New York. Holdings are reconciled daily, while customer funds are protected under regulated e-money frameworks, reinforcing trust in the platform’s operations.

Goldwise is also adopting a dual-distribution strategy. Alongside its direct-to-consumer mobile app, the company is offering “Goldwise Connect,” a platform that allows banks and wealth providers to embed precious metals trading into their own services. This approach aims to expand access by integrating physical metals into mainstream financial ecosystems.

Looking ahead, Goldwise plans to expand into Europe, the United States, and Asia, while broadening its product offering to include full coin and bar ownership, physical delivery options, automated investment plans, and yield-generating features.

The launch reflects a broader shift in fintech, where traditionally illiquid or complex asset classes are being reimagined through digital infrastructure. By combining fractional ownership, secure custody, and seamless user experience, Goldwise is positioning itself to bring physical precious metals investing in line with the expectations of modern investors.