Fintech Hub
AI in Fraud Detection in Banking
The banking industry handles millions of transactions every day, including online banking, credit card payments, mobile banking, ATM withdrawals, and international transfers. With the growth of digital banking, cyber fraud and financial fraud have also increased. Fraudsters use advanced techniques such as phishing, identity theft, card cloning, fake transactions, and money laundering to steal money…
Stablecoins vs Cryptocurrency
The rise of digital currencies has transformed the global financial system. Over the past decade, cryptocurrencies have become popular as an alternative form of digital money. However, one major problem with cryptocurrencies is their price volatility. The value of many cryptocurrencies can change very quickly, which makes them risky for daily transactions and business use….
Smart Contracts in Financial Services
The financial services industry is undergoing a major transformation due to digital technologies such as blockchain, artificial intelligence, and automation. One of the most important innovations in this transformation is smart contracts. Smart contracts are digital contracts that automatically execute when predefined conditions are met. They run on blockchain technology and do not require intermediaries…
Blockchain in Banking Industry
The banking industry is one of the most important sectors in the global economy, and technology has always played a major role in improving banking services. In recent years, one of the most important technologies transforming the banking industry is Blockchain. Blockchain is a digital ledger technology that records transactions in a secure, transparent, and…
RAKBANK and Network International Complete Strategic Merchant Acquiring Deal in the UAE
RAKBANK and Network International have successfully completed a strategic merchant acquiring transaction following regulatory approval from the Central Bank of the UAE. The agreement marks a significant step in strengthening digital payment capabilities for businesses across the United Arab Emirates. Under the partnership, Network International will directly provide payment processing and merchant acquiring services to…
FCA Consolidates Priorities to Modernise the UK Payments Sector
The Financial Conduct Authority has introduced a new supervisory framework for the payments industry, replacing more than 40 individual portfolio letters with a single annual Regulatory Priorities report. The move is designed to create a more streamlined and proportionate regulatory model while supporting the UK’s broader National Payments Vision. The new approach adopts a risk-based…
PAY360 2026 Insights That Will Shape the Next Phase of UK Fintech
The discussions at PAY360 2026 highlighted a turning point for the UK fintech sector, with industry leaders shifting focus from innovation hype to real-world execution. According to Olga Dolzhenko, the event reflected a maturing industry now focused on solving structural challenges rather than presenting ambitious future concepts. Held at ExCeL London, the event brought together…
MobiFone Digital Payments Launches to Build Vietnam’s Next-Generation Payment Infrastructure
MobiFone Digital Payments Joint Stock Company has officially launched in Hanoi, marking a major step in the development of Vietnam’s next-generation digital payments infrastructure. Backed by MobiFone Telecommunications Corporation, the new platform aims to serve as a national digital payments infrastructure provider connecting banks, financial institutions, businesses, and digital service platforms. The company received its…
Banco Santander and Mastercard Complete Europe’s First AI Agent Payment
Banco Santander and Mastercard have successfully completed Europe’s first live end-to-end payment executed by an AI agent, marking a major milestone in the development of AI-driven financial transactions. The payment was carried out within a regulated banking environment, demonstrating that AI systems can securely initiate and complete transactions on behalf of customers. The transaction was…
AI Creating Extreme Salary Gaps Across London’s Tech Industry
Artificial Intelligence is rapidly transforming hiring and salary structures across London’s technology sector, creating what experts describe as an “extreme” salary divide. According to the 2026 Salary Benchmark Report by Santa Monica Talent, the tech job market in London is splitting into two distinct tiers, with AI-focused roles commanding significantly higher salaries than traditional tech…
Generic AI Falls Short in Banking as Glia Report Highlights Value of Purpose-Built AI
As regional banks and financial institutions face increasing competition from large banks and fintech companies—now responsible for 44% of all new checking accounts—the adoption of Artificial Intelligence (AI) is becoming essential for survival. However, despite heavy investment, nearly 95% of generative AI pilot projects in banking fail to reach full production. According to Glia’s newly…
Neobanks and Digital Banking
In a world where smartphones are ubiquitous and technology is advancing at an unprecedented pace, traditional banking is undergoing a profound transformation. Neobanks and digital banking have emerged as disruptors, challenging the status quo and reshaping the way we perceive and interact with financial services. This blog explores the rise of neobanks, the key features…